THE TEXT · ATHARVAVEDA
Hymns discussed in this article
Begin with the verses shown here. Open the other cited hymns to compare their images and aims.
ATHARVAVEDA · BOOK III IN FOCUS
For success in trade
I stir up (cud) the trader Indra; let him come to us, be our forerunner; thrusting [away] the niggard, the waylaying wild animal, let him, having the power (īç), be giver of riches to me.
The many roads, travelled by the gods, that go about (sam-car) between heaven-and-earth—let them enjoy me with milk, with ghee, that dealing (krī) I may get (ā-hṛ) riches.
With fuel, O Agni, with ghee, I, desiring, offer the oblation, in order to energy (táras), to strength;—revering with worship (bráhman), so far as I am able—this divine prayer (dhī́), in order to hundred-fold winning.
This offense (? çaráṇi) of ours mayest thou, O Agni, bear with (mṛṣ), what distant road we have gone. Successful (çuná) for us be bargain and sale; let return-dealing make me fruitful; do ye two enjoy this oblation in concord; successful for us be our going about and rising.
Read the remaining 4 verses of III.15
With what riches I practise (car) bargaining, seeking riches with riches, ye gods—let that become more for me, not less; O Agni, put down (ni-sidh) with the oblation the gain-slaying gods.
With what riches I practise bargaining, seeking riches with riches, ye gods—therein let Indra assign me pleasure (? rúci), let Prajāpati, Savitar, Soma, Agni.
Unto thee with homage do we, O priest Vāiçvānara ('for all men'), give praise; do thou watch over our progeny, our selves, our kine, our breaths.
Every day may we bring constantly for thee as for a standing horse, O Jātavedas; rejoicing together with abundance of wealth, with food, may we thy neighbors, O Agni, take no harm.
Whitney–Lanman translation as printed (1905) · Read III.15 at Wikisource ↗
ATHARVAVEDA · BOOK VI IN FOCUS
For relief from guilt or debt
What I eat (?) that is borrowed, that is not given back; with what tribute of Yama I go about—now, O Agni, I become guiltless (anṛṇá) as to that; thou knowest how to unfasten all fetters.
Being just here we give it back; living, we pay it in (ni-hṛ) for the living; what grain I have devoured having borrowed [it], now, O Agni, I become guiltless as to that.
Guiltless in this [world], guiltless in the higher, guiltless in the third world may we be; the worlds traversed by the gods and traversed by the Fathers—all the roads may we abide in guiltless.
Whitney–Lanman translation as printed (1905) · Read VI.117 at Wikisource ↗
ATHARVAVEDA · BOOK III ALSO CITED
Morning invocation to various gods, especially Bhaga
Read comparison hymn III.16 (7 verses)
Early (prātár) do we call Agni, early Indra, early Mitra-and-Varuṇa, early the (two) Açvins, early Bhaga, Pūshan, Brahmaṇaspati, early Soma and Rudra do we call.
The early-conquering formidable Bhaga do we call, the son of Aditi who is disposer (vidhartár), to whom every one that thinks himself weak [or] strong, ⌊to whom even the king⌋ says: "apportion [me] a portion."
O Bhaga, conductor, Bhaga, thou of true bestowal, Bhaga, help upward this prayer (dhī́), giving to us; O Bhaga, cause us to multiply with kine, with horses, O Bhaga, with men,—rich in men may we be.
Both now may we be fortunate (bhágavant), and in the advance (? prapitvá) and in the middle of the days; and, O bounteous one, at the up-going of the sun, may we be in the favor of the gods.
Let the god Bhaga himself be fortunate; through him may we be fortunate; on thee here, Bhaga, do I call entire; do thou, O Bhaga, be our forerunner here.
The dawns submit themselves (? sam-nam) to the sacrifice (adhvará), as Dadhikrāvan to the bright place; hitherward let them convey for me Bhaga, acquirer of good things, as vigorous (vājín) horses a chariot.
Let excellent dawns, rich in horses, rich in kine, rich in heroes, always shine for us, yielding (duh) ghee, on all sides drunk of: do ye protect us ever with well-beings.
Whitney–Lanman translation as printed (1905) · Read III.16 at Wikisource ↗
ATHARVAVEDA · BOOK V ALSO CITED
Against niggardliness and its effects
Read comparison hymn V.7 (10 verses)
Bring to us, stand not about, O niggard; do not prevent (? rakṣ) our sacrificial gift as led [away]; homage be to baffling (vīrtsā́), to ill-success; homage be to the niggard.
What wheedling (? parirāpín) man thou puttest forward, O niggard, to him of thine we pay homage: do not thou disturb my winning (vaní).
Let our god-made winning progress (pra-kḷp) by day and by night; we go forth after the niggard; homage be to the niggard.
Sarasvatī, Anumati, Bhaga, we going call on; pleasant (juṣṭá) honeyed speech have I spoken in the god-invocations of the gods.
Whomever I solicit (yāc) with speech, with Sarasvatī, mind-yoked, him may faith find today, given by the brown soma.
Do not thou baffle our winning nor speech. Let Indra and Agni both bring good things to us. De ye all, willing today to give to us, welcome the niggard.
Go thou far away, O ill-success; we conduct away thy missile; I know thee, O niggard, as one putting (? mīv) down, thrusting down.
Likewise, greatly making thyself naked, thou fastenest on (sac) a person in dreams, O niggard, baffling the plan and design of a man (púruṣa).
She that, being great, of great height (-unmāna), permeated all regions—to her, the golden-haired, to perdition have I paid homage.
Gold-colored, fortunate, gold-cushioned, great—to her, the golden-mantled, to the niggard have I paid homage.
Whitney–Lanman translation as printed (1905) · Read V.7 at Wikisource ↗
III.15 imagines gain through return dealing
The trade hymn puts Indra in front of a journeying merchant. Its fourth verse asks that bargain and sale go well and that return dealing prove fruitful. The fifth verse then voices a strikingly specific anxiety: the riches put into bargaining should become more, not less. This is not a request for any sum whatever. The speaker recognizes that a transaction has an expected result and that it may disappoint. A modern payment promised for work has a similar structure of prior stake and expected return, though the hymn names goods and roads rather than contracts, payroll, or transfer confirmations.
VI.117 makes completion morally charged
The voice of VI.117 worries about what has been borrowed and not given back. In verse 2, the speaker says the debt is returned while living, recalling grain eaten after borrowing. Verse 3 widens the hoped-for freedom from obligation across the present and higher worlds. The poem thereby makes repayment a form of release from guilt, not simply a pleasant increase in cash. If a promised payment is genuinely owed, the modern creditor's hope is the reverse perspective on that ancient debtor voice. But a pledge that was vague or conditional cannot be made definite merely by invoking the hymn.
Why a full amount differs from a lucky share
III.16 asks Bhaga for an apportioned portion. The prayer is rich in concrete desired goods—cattle, horses, people—but gives no invoice amount or bargain. A promised payment in full implies that its size was fixed or at least agreed. That is why III.15 and VI.117 are more exact analogies for a negotiated fee or loan repayment. The old poems still do not provide a numerical standard for what counts as full. One poem voices fruitful trading; another voices discharge of what was borrowed. The modern amount comes from the present-day arrangement between people, not from the ancient verse.
What the contemporary spell can and cannot claim
The attached working seeks arrival of a promised payment without a shortfall. This benefit is original contemporary material. The ancient texts offer a vocabulary for return, obligation, and favorable gain, but no mechanism for processing a payment or compelling an individual payer. Their strongest contribution is to separate the emotional experience of hoped-for money from its basis. If the payment is a gift, V.7's solicitation may be a relevant comparison; if it is owed for a completed sale, III.15 is better; if it is borrowed property being returned, VI.117 is closest. That sorting is historical interpretation, not a prediction.
WORKED READING
Worked reading: a partial transfer
Imagine a designer completes work for an agreed fee, but only half arrives. III.15 helps explain why the return of a transaction must be evaluated against what was put at stake and bargained for; a favorable but smaller sum is not the same as a completed exchange. VI.117 helps frame the unpaid balance as an outstanding obligation from the payer's side. III.16's general wish for a share would be too broad to distinguish half from whole. The spell's desired full payment is therefore a modern contractual concern illuminated by, but never stated in, the Vedic passages.