.zref-hero{background:#edf4f8;border-top:1px solid #dce8ef;border-bottom:1px solid #dce8ef}
.zref-hero-inner{padding:30px 0 32px}
.zref-breadcrumb{font:12px Arial,sans-serif;color:#526777;margin-bottom:15px}
.zref-breadcrumb a{color:#245e84;text-decoration:underline;text-underline-offset:2px}
.zref-hero h1{font:700 38px/1.14 Arial,sans-serif;color:#1e3e54;margin:0 0 12px}
.zref-hero p{font:16px/1.58 Arial,sans-serif;color:#475b67;max-width:850px;margin:0}
.zref-layout{display:grid;grid-template-columns:minmax(0,770px) 280px;gap:58px;justify-content:space-between;padding:30px 0 72px}
.zref-main{min-width:0}
.zref-main h2{font:700 26px/1.22 Arial,sans-serif;color:#233f53;margin:31px 0 13px}
.zref-main h3{font:700 18px/1.3 Arial,sans-serif;color:#284d66;margin:23px 0 9px}
.zref-main p{font:15px/1.75 Arial,sans-serif;color:#394650;margin:0 0 17px}
.zref-main a,.zref-aside a{color:#235f85;text-decoration:underline;text-decoration-color:#9fbccf;text-underline-offset:3px}
.zref-main a:hover,.zref-aside a:hover{text-decoration-color:#235f85}
.zref-contents{border-top:3px solid #2d6488;background:#f6f9fb;padding:17px 20px;margin:9px 0 27px}
.zref-contents strong{display:block;font:700 14px Arial,sans-serif;color:#254a62;margin-bottom:7px}
.zref-contents a{font-size:13px;margin-right:20px;white-space:nowrap;line-height:2}
.zref-facts{border-collapse:collapse;width:100%;font:14px Arial,sans-serif;margin:23px 0 25px;border-top:2px solid #4d85a8}
.zref-facts caption{text-align:left;font:700 19px Arial,sans-serif;color:#25455b;margin-bottom:10px}
.zref-facts th,.zref-facts td{padding:10px 12px;border-bottom:1px solid #dbe7ef;text-align:left;vertical-align:top}
.zref-facts th{width:35%;background:#f3f7fa;color:#435969}
.zref-sign-list{list-style:none;padding:0;margin:20px 0 30px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}
.zref-sign-list li{border-bottom:1px solid #dce6ec;padding:12px 0}
.zref-sign-list a{display:flex;align-items:baseline;gap:10px;text-decoration:none}
.zref-sign-list a:hover .zref-sign-name{text-decoration:underline}
.zref-sign-glyph{font:26px 'Segoe UI Symbol',sans-serif;color:#357398;line-height:1}
.zref-sign-name{font:700 17px Arial,sans-serif}
.zref-sign-list small{display:block;color:#66737d;font:11px Arial,sans-serif;margin:4px 0 0 36px}
.zref-notice{background:#f2f7fa;border-left:4px solid #3c789f;padding:16px 19px;margin:27px 0}
.zref-notice p{margin:0;font-size:13px;line-height:1.6}
.zref-cta{border:1px solid #cbdae4;background:#f9fbfc;padding:18px 20px;margin:29px 0}
.zref-cta strong{display:block;font:700 17px Arial,sans-serif;color:#254761;margin-bottom:7px}
.zref-cta p{font-size:13px;margin:0 0 12px}
.zref-cta a{display:inline-block;padding:9px 14px;background:#2b6b91;color:#fff;text-decoration:none;font:700 12px Arial,sans-serif}
.zref-cta a:hover{background:#1f5579}
.zref-aside{border-left:1px solid #dfe8ee;padding-left:22px}
.zref-aside h2{font:700 18px Arial,sans-serif;color:#254a62;border-bottom:2px solid #4c83a5;padding-bottom:9px;margin:0 0 9px}
.zref-aside ul{list-style:none;padding:0;margin:0 0 28px}
.zref-aside li{padding:9px 0;border-bottom:1px solid #e3e9ed;font-size:13px}
.zref-aside .zref-side-note{background:#f6f9fb;padding:15px;font:13px/1.6 Arial,sans-serif;color:#5b6871}
.zref-next{display:flex;justify-content:space-between;gap:18px;border-top:1px solid #dce6ec;padding-top:18px;margin:36px 0}
.zref-next a{font-size:14px}
@media(max-width:950px){.zref-layout{grid-template-columns:minmax(0,1fr) 230px;gap:25px}}
@media(max-width:700px){.zref-hero-inner{padding:24px 0 26px}.zref-hero h1{font-size:30px}.zref-hero p{font-size:14px}.zref-layout{display:block;padding:22px 0 45px}.zref-sign-list{grid-template-columns:repeat(2,minmax(0,1fr))}.zref-aside{border-left:0;border-top:1px solid #dfe8ee;padding:21px 0 0;margin-top:36px}.zref-facts th{width:39%}.zref-contents a{display:inline-block;white-space:normal;margin-right:12px}}
@media(max-width:370px){.zref-sign-list{grid-template-columns:1fr}.zref-next{display:block}.zref-next a{display:block;margin:10px 0}}